Funding Check | Beehive

Investment through Beehive involves financing to small and medium-sized businesses, so your investment can go down as well as up. Investment opportunities for Oman-based SMEs are facilitated through our UAE-based crowdfunding platform (please refer to www.beehive.ae/investors), which is regulated by the Dubai Financial Services Authority (DFSA). In Oman, Beehive Financial Technology SPC is regulated by the FSA under the licence number CMI045.

Risk Warning

The experienced credit team at Beehive rigorously assesses every application and only lists creditworthy, established businesses on the platform. Whilst we typically list established businesses, we may also list some early-stage businesses and lending to these may involve higher risks. You are lending to SMEs and need to be aware of the risk of default which could result in the loss of all or part of your investment. You may also experience delays in being repaid or may not be able to sell your loan using the transfer facility if you wish to do so. As a lender, you should decide on your own risk parameters and diversify investments to limit risk.

Find out more about our risk assessment here. The risk band classification we provide on a Business Funding request is only a guideline and you will need to evaluate the creditworthiness of a Business. Read more here. The financing contract will be directly between you and the Business. Beehive is not party to the contract and you make bids and financing on Beehive entirely at your own risk. Any bid you place will be final and binding unless certain conditions are met as set out in paragraph 6.3.6 in the Terms and Conditions for Investors. If in doubt, you should seek independent financial advice before placing any bid. In the unlikely event that Beehive ceases to exist, lenders may lose part or all of their money, incur costs or experience delays in being repaid.

The use of credit or borrowed monies to invest on a platform creates greater risk. For example, even if the Investment declines in value or is not repaid, the investor will still need to meet their repayment obligations.

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