Fast and digital
business funding
Access growth capital, without the red tape. Fill out the form
and register your interest in business funding with Beehive.
Get started
Let’s get your business funded
Complete the form below to get started.

Your growth, backed by finance that fits
Beehive helps SMEs get funded quickly and confidently.
Apply online, get an offer in days and scale on your terms.
Learn more
Who can apply?
We know not every business fits the same mould.
Our criteria is flexible and built with accessibility in mind.
You’ll be guided through every step of the funding assessment.
Get in touch
Oman-Based
Registered and actively operating in Oman.
Clear Cheque Record
No returned cheques in
the past 6 months.
Established Leadership
At least 24 months under
current management.
Annual Turnover
Minimun annual revenue of OMR 150,000
At least 2 years
operational companies
Consistent Revenue
At least 80% of your revenue should be reflected in bank statements.
How it works
Apply online. Share basic business info in minutes no complex paperwork. Get
matched with funding, we assess your business and present you with the right offer.
Receive funds fast Once approved, the funds are disbursed in as little as 48 hours.
Apply here
Apply online. Share basic business info in minutes, no complex paperwork.
Get matched with funding, we assess your business and present you with the right offer.
Receive funds fast once approved, the funds are disbursed in as little as 48 hours.
Fast & digital
Skip the branch visits. Everything is online.


Clear terms
What you see is what you get. No hidden fees.
We move at your pace
Use it your way
Over the past decade, SMEs like yours have secured over OMR 430 million in funding through Beehive.
From cash flow to growth capital, our fast and flexible finance is built for real business needs.
"Like many SMEs, we’ve faced cash flow challenges, especially during periods of rapid growth. Beehive stepped in at the right time with fast, flexible funding that helped us stay on track and keep building."
Richard Fitzgerald,
CEO Augustus Media

“The fundraising process with Beehive was really simple and straightforward, taking just a couple of weeks from start to finish.
Raising with them has allowed us to execute our growth plans ahead of schedule, and we recommend it to any other SME that is looking for quick and cost-effective financing.”
Jean-Michel,
Co-Founder and CEO of Oliv

Trusted by
5,000+ SMEs
across the GCC
Join thousands of businesses that have empowered
growth with Beehive.
See how others did it
Who we fund
Beehive supports a wide range of sectors, from tech & construction to food services
& professional industries. Here is the snapshot of some of the sectors we work with:
(Not all sectors shown: if you're not listed, you might still be eligible!)
Term Finance
- Listing Fee: As per Request for Financing (RFF), there are some listing fees which can be deducted from the financing amount. These fees cover external credit reports for reviewing and listing the RFF on the site, as well as our processing.
- Additional Fees: These fees are charged upon accepting a Finance Offer and can vary depending on the financing amount. These can be deducted from the financing amount.
- Processing Fees: 5% of the released amount for terms of 12 - 48 months.
Frequently asked
questions
Beehive is a digital SME lending platform. Digital SME lending is a form of crowdfunding and refers to investors providing finance to businesses without the use of a conventional intermediary, such as a bank. Our online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.
Currently, we are able to offer financing between OMR20,000 and OMR100,000 on terms of 12-36 months.
All businesses applying for a finance request on Beehive need to provide the necessary financial and business documentation in order that a full risk assessment can be completed. Creditworthiness is analysed against a list of data-led objectives submitted by the business and validated against third party data where possible. The information Beehive requests is in line with regional bank financing.
Businesses will pay a completion fee based on the finance term of 5%.
All repayments on Beehive are made through monthly post-dated cheques in line with Omani banking practices.
You must be an established Omani-based business (at least 2 year of trading) with an annual revenue in excess of OMR150K, a growth track record and be either profitable or be able to demonstrate a path to profitability. All business applications go through a detailed credit assessment covering the above and more.
Beehive Financial Technology SPC is registered as an Omani company with commercial registration number 1416221. Beehive Financial Technology SPC is regulated by the Financial Services Authority. All contracts are drawn up under Omani Law.

